Term Loans
Fixed, predictable financing for expansion, equipment, inventory, and working capital—without giving up equity or control.
How It Works
We size a loan to your need and cash flow, with clear repayment terms and predictable installments. Use funds upfront and repay over a fixed schedule.
- Clear structure: Lump-sum capital with fixed terms and amortized payments.
- Flexible durations: Typically 6–60 months with options for early payoff.
- Fast access: Move quickly on hiring, equipment, inventory, or consolidation.
Eligible Uses
Equipment & Machinery
Acquire or upgrade production assets, vehicles, and technology to scale output.
Expansion & Build-Out
Open new locations, renovate, or add capacity to meet growing demand.
Inventory & Working Capital
Purchase stock, smooth cash flow, and cover seasonal or project-based needs.
Refinance & Consolidation
Streamline multiple obligations into one predictable monthly payment.
Key Benefits
- Predictable monthly payments and fixed timelines.
- Competitive pricing with pragmatic covenants.
- Keeps equity intact and ownership undiluted.
- Terms that align with cash-flow cycles and ROI windows.
Who It’s For
Use of Funds
- Cash-flow smoothing and payroll coverage
- Inventory purchases and new contract starts
- Equipment acquisition and technology upgrades
- Refinancing and debt consolidation
Ready to size your facility?
Share recent bank statements, business financials, and a brief use-of-funds. We’ll tailor a fixed-term solution with clear payments and timing that fit your cycle.
Taylor and his team worked hard to bring me the best possible deal for my business. He kept in touch about the progress of my loan and was very helpful. I would highly recommend him and Funding Zone.
Kevin