Terms of Service

These Terms of Service (“Terms”) govern your access to and use of Funding Zone (www.funding-zone.com) and related services (collectively, the “Services”). By accessing or using the Services, you agree to these Terms and to our Privacy Policy.

1) Who We Are & What We Do

Funding Zone provides business funding information and facilitates introductions to financing options through our network of lenders and finance partners. We are not a bank and do not make credit decisions for third-party lenders. Any financing is subject to the independent terms and underwriting of those lenders or partners.

2) Eligibility & Your Responsibilities

• You must be at least 18 and authorized to act for the business you represent.
• You agree to provide accurate, complete information and to update it as needed.
• You are responsible for all activity under your submissions and for maintaining the security of any credentials or document portals we provide.

3) Submitting Inquiries & Applications

When you submit a contact or funding application form, you authorize us to share your information with relevant funding partners to evaluate eligibility and offers. Submissions may require supporting documentation (e.g., bank statements) and identity verification.

4) Credit Authorization & Verifications

By submitting an application, you (and any listed owners/guarantors) authorize Funding Zone and its partners to obtain one or more consumer and/or business credit reports, verify bank and trade references, and use fraud-prevention and identity-verification services in connection with your request. You represent you have all necessary consents and authority to provide the information you submit.

5) No Advice; No Guarantees

6) Communications & E-Sign

You consent to receive electronic communications (including disclosures and notices) related to your inquiries/applications. You agree that your electronic signatures and records satisfy “writing” requirements under applicable e-signature laws. You may withdraw consent by contacting us; withdrawal may affect our ability to provide Services.

7) Marketing

If you opt in to receive newsletters or promotions, we may send marketing emails. You can opt out at any time via the unsubscribe link or by contacting us.

8) Prohibited Uses

• Violating laws or third-party rights; submitting false or misleading information.
• Interfering with site operation, security, or access controls.
• Reverse engineering, scraping, or bulk harvesting data without written permission.

9) Third-Party Links & Services

Our site may link to third-party websites or integrate third-party services. We are not responsible for their content, terms, or privacy practices. Your use of third-party services may be governed by separate terms.

10) Intellectual Property

The Services (including site content, trademarks, and logos) are owned by Funding Zone or its licensors and protected by law. You may not use our marks without prior written permission.

11) Disclaimers

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR AVAILABILITY.

12) Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FUNDING ZONE AND ITS AFFILIATES, OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOST PROFITS OR REVENUES, ARISING FROM OR RELATED TO THE SERVICES OR THESE TERMS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ANY CLAIM WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS (US$100) OR THE AMOUNT YOU PAID US (IF ANY) FOR THE SERVICES IN THE 3 MONTHS PRECEDING THE CLAIM, WHICHEVER IS GREATER.

13) Indemnification

You agree to defend, indemnify, and hold harmless Funding Zone from and against claims, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of your use of the Services, your submissions, or your violation of these Terms or applicable law.

14) Modifications

We may update these Terms from time to time. The “Effective date” above reflects the latest version. Your continued use constitutes acceptance of the updated Terms.

15) Suspension & Termination

We may suspend or terminate access to the Services at any time, with or without notice, for any reason, including suspected fraud, misuse, or non-compliance.

16) Governing Law; Venue

These Terms are governed by the laws of the State of New York, without regard to conflict-of-laws principles. You agree to the exclusive jurisdiction and venue of the state and federal courts located in New York County, New York for any dispute not subject to arbitration (if applicable).

17) Miscellaneous

• Entire Agreement: These Terms plus the Privacy Policy are the entire agreement regarding the Services.
• Severability: If a provision is unenforceable, the remainder remains in effect.
• No Waiver: Failure to enforce a provision is not a waiver.
• Assignment: You may not assign without our consent; we may assign these Terms in connection with a corporate transaction.

18) Contact

• Email: LegalDepartment@Funding-Zone.com
• Mail: Funding Zone, Attn: Legal, 228 Park Ave. S #154112, New York, NY 10003

These Terms are provided for general informational purposes and do not constitute legal advice.