Revolving Credit Lines
Keep cash moving with a Funding Zone revolving line of credit. Access working capital on-demand, pay interest only on what you draw, and reuse your limit as you repay.
What is Revolving Credit Lines
A revolving credit line is a financing solution that provides flexible working capital based on the value of your collateral, allowing you to draw, repay, and reuse funds as needed.
Program Snapshot
Various business assets can serve as collateral for asset-based lending
Credit Limits
$25,000 - $500,000+
Term
Open-ended revolving facility
Use of Funds
Working capital, inventory, supplier payments, growth
Reporting
Monthly statements
Pricing
Variable; interest on drawn balance only
Repayment
Flexible monthly with no prepayment penalty
Collateral
Unsecured or secured based on profile
- Seasonal cash-flow swings
- Bridging supplier & payroll cycles
- Quick inventory buys & marketing campaigns
- Opportunistic growth without term debt
- 6-12+ months in business
- $25k-$50k+ monthly revenue
- U.S. entity in good standing
- Reasonable cash-flow & banking history
FAQs
Fuel Your Business Growth Strategy
Revenue trends, bank statements, time in business, credit profile, industry risk, and collateral (if applicable) all factor into the underwriting decision.