Term Loans
Fixed, predictable financing for expansion, equipment, inventory, and working capital - without giving up equity or control.
Equity and Control - Own your own business
How It Works
We size a loan to your need and cash flow, with clear repayment terms and predictable installments. Use funds upfront and repay over a fixed schedule.
Clear structure
Lump-sum capital with fixed terms and amortized payments.
Flexible durations
Typically 6-60 months with options for early payoff.
Fast access
Move quickly on hiring, equipment, inventory, or consolidation.
Eligible Uses
Equipment & Machinery
Acquire or upgrade production assets, vehicles, and technology to scale output.
Inventory & Working Capital
Purchase stock, smooth cash flow, and cover seasonal or project-based needs.
Expansion & Build-Out
Open new locations, renovate, or add capacity to meet growing demand.
Refinance & Consolidation
Streamline multiple obligations into one predictable monthly payment.
Who It's For
- Manufacturing & fabrication
- Distribution & logistics
- Construction & trades
- Wholesale & eCommerce
- Medical, dental, professional
- Asset-intensive, seasonal firms
Key Benefits
- Predictable monthly payments and fixed timelines.
- Competitive pricing with pragmatic covenants.
- Keeps equity intact and ownership undiluted.
- Terms that align with cash-flow cycles and ROI windows.
Use of Funds
- Cash-flow smoothing and payroll coverage
- Inventory purchases and new contract starts
- Equipment acquisition and technology upgrades
- Refinancing and debt consolidation
Ready to size your facility?
Share recent bank statements, business financials, and a brief use-of-funds. We'll tailor a fixed-term solution with clear payments and timing that fit your cycle.