Revolving Credit Lines
Flexible Capital—Draw, Repay, Reuse.
Keep cash moving with a Funding Zone revolving line of credit. Access working capital on-demand,
pay interest only on what you draw, and reuse your limit as you repay.
No obligation • Soft credit pull for pre-qualification • Same-day decisions possible
On-Demand Draws
Tap funds anytime for payroll, inventory, marketing pushes, or unexpected expenses.
Pay Only What You Use
Interest accrues only on your outstanding balance—not your full credit limit.
Grow & Reuse
As you repay, your available credit replenishes—so capital is always within reach.
Program Snapshot
Credit Limits
$25,000 – $500,000+
Pricing
Variable; interest on drawn balance only
Term
Open-ended revolving facility
Repayment
Flexible monthly with no prepayment penalty
Use of Funds
Working capital, inventory, supplier payments, growth
Collateral
Unsecured or secured based on profile
Reporting
Builds business credit with responsible use
Best For
- Seasonal cash-flow swings
- Bridging supplier & payroll cycles
- Quick inventory buys & marketing campaigns
- Opportunistic growth without term debt
Basic Eligibility
- 6–12+ months in business
- $25k–$50k+ monthly revenue
- U.S. entity in good standing
- Reasonable cash-flow & banking history
FAQs
A term loan provides a lump sum repaid over a fixed schedule. A revolving line lets you draw, repay, and redraw up to your limit—ideal for ongoing working-capital needs.
No. You only pay interest on the outstanding balance you’ve drawn, not the unused portion of your limit.
No prepayment penalties. Pay down the balance anytime to reduce interest and free up available credit.
Revenue trends, bank statements, time in business, credit profile, industry risk, and collateral (if applicable) all factor into the underwriting decision.
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Funding Zone • Transparent terms • Fast access • Relationship-driven support